The 5C's of Credit When You're Buying a Home

Our real estate agents are here to support your home buying goals every step of the way.
That includes providing expert insight on the parts of the home buying process people find confusing. Many customers report their biggest questions have to do with securing a home loan.
No matter what kind of mortgage you pursue, odds are credit will be a factor. Good credit can help you get better loan terms. Only a few programs, most catering to first-time homebuyers, do not consider credit.
Your credit score is a numerical representation of the level of risk lenders take on when they offer you a loan package. It is determined by your history of paying debts on time, as well as the type and number of financial obligations you have.




